The slow part of processing an application isn't the decision — it's the reading. Payslips, bank statements, references and IDs for every occupant, each one checked against what the applicant typed.
So we pointed the AI at exactly that. Open an application now and the review is already done.
What's in the review
- A household summary in plain language — who the applicants are, what they've stated, what's on file.
- Affordability, worked out. Rent against the whole household's assessable income and the landlord's threshold, with ±€100/€200 scenarios and a guarantor calculation when the ratio is over the line. This is deterministic maths — it shows the instant you open the file, before the AI pass finishes.
- A document cross-check. The AI reads each payslip, bank statement and reference, quotes the figures printed on them, and flags where they disagree with the application — "stated €4,950/mo · payslips show €4,870 net/mo, −1.6%". It classifies documents by content, so a contract uploaded as a "payslip" is caught. Documents over three months old are flagged automatically.
- Translation. A non-English document is detected, its key content translated into a short finding, and its figures still reconciled.
- Per-document verdicts. In the Documents tab, a status dot and a one-line finding on every file, grouped by occupant, with a badge on the tab if anything needs a look.
What it does not do
The review is advisory only. It never scores an applicant, never ranks them, and never recommends an approve or a decline. It's barred from mentioning or reasoning about any characteristic protected under the Equal Status Acts — including anything of that nature inside an uploaded document — and details like nationality, date of birth, children and HAP status are never sent to it. It gives you a single recommended next step — request documents, ask for a guarantor, ready to review — and a member of staff makes every decision.
Drafting the reply
When you've decided, an intent — approve, decline, request documents, request references, request a guarantor, follow up — drafts a first email that names the specific items still outstanding, pulled straight from the review. You edit and send; nothing goes out on its own, and a decline draft can't cite a protected ground.
If the file changes, Re-assess re-runs the review in the background and notifies you when the panel updates.
Already on Real Enquiries? Open any application and the AI Review tab is live. Want a walkthrough? Book a session.
Itamar Junior · Creator of Real Enquiries — Building Real Enquiries from inside a working Irish lettings portfolio.